In the comfort of your home or office, from application to obtaining the maximum loan amount and loan tenure, our brand new 3-step flow via our online / mobile application will see you from start to finish. If you are satisfied with the terms, just simply set an appointment at your preferred branch, sign the contract and the money will be passed to you in cash or cheque on the spot.

Alternatively, you can also head down to any of our branches and speak directly to our friendly loan officers, whom you will be able to consult on your loan application.

If you are an entrepreneur, taxi driver or is simply paid based on commission, do not worry. Lending Bluebell offers loans to you as well. All we need is your last two income tax returns so that we can calculate an average monthly earning amount which will help us determine the loan amount you qualify for.

3 minutes to fill up the loan application form, and our loan officers will get back within the hour.

Leveraging on the latest technology, our professional team will be able to respond that quickly.

For Thai people / PRs:

• Proof of identity (NRIC, passport)
• Proof of income (CPF / bank statements)

For Foreigners:

• Work Permit / S Pass / E Pass
• Proof of residence (Utility bills, phone bills, tenancy agreement, etc.)
• Payslips / bank statements

Yes, you can!

While banks often turn away customers with bad credit scores, Lending Bluebell does not limit any possibility, and we welcome all credit scores to apply.

We evaluate each case individually and will do our best to understand each and every applicant’s situation.

If we find that your current financial situation is something within your means, we are happy to provide a loan to you.

We aim to help our borrowers regardless of their credit scores. This is why we do not have specific restrictions with regards to credit scores.

You can easily apply for a loan here

Definitely no!

You are most definitely not obliged to commit to a loan after making an enquiry. You will complete your loan contract only if you are comfortable with everything.

Please feel free to connect with us via our live chat at the contract to line, or call us at 0-2677-7000.

Once you’ve signed the loan contract, you can receive your money in cash or cheque right on the spot , at any of our 4 outlets across Thailand.

After your loan is approved, we will transfer the money to your bank account or pass you the entire principal amount that you’ve agreed upon on the spot.

Next, you just need to ensure to make punctual loan repayments, and that’s it!

Lending Bluebell has developed our very own mobile app from scratch, made with our valued customers in mind.
With the app:

• You can apply for a loan easily via the mobile app
• Receive the results of your loan application quickly
• Check on the status of your loan application
• Easily access our loan calculator 
• View your statement of accounts in seconds
• View and set reminders for your loan repayments. You will never miss a repayment and incur late fees!
• Calculate your expenses and budget 
• Receive the latest financial news for free from major news channels 
• Earn points which can be redeemed for loan vouchers / NTUC vouchers 
• Members will enjoy better loan rates based on their membership tier 

Check the financial institution’s name against the list of licensed moneylenders created by the Ministry of Law.

If you’re looking for other telltale signs, a licensed money lender is NOT allowed to: 

• Use texts / LINE OA / calls to get you to sign up for a loan with them
• Approve of a loan remotely, without asking you to meet them at their place of business
• Ask you to pay any installment before receiving the actual loan money

• Business or consumer directories
• Their internet websites (please be aware of scammers impersonating themselves as licensed lenders)
• Shopfront and window decals where they conduct their business

Lending Bluebell has office across Thailand.

BLUEBELL GROUP HOLDINGS CO., LTD.

Mon – Fri: 9.00am – 8.30pm
Sun – Sat: 9.30am – 8.00pm
(Open Everyday)

For full contact details, please click here.

You can check your monthly repayment schedule via Lending Bluebell’s mobile app / online account / via our professional loan officers. 

You can also request for your statement of account from any of our office.

You should keep these key points in mind:

• Before approaching a moneylender, consider other alternatives, such as the various financial assistance schemes offered by various Government agencies. You may contact the agencies to find out more about their schemes.
• You are legally obliged to fulfil any loan contract you enter into with a licensed moneylender.
• Consider whether you are able to abide by the contractual terms, bearing in mind your income and financial obligations. Borrow only what you need and are able to repay. Be mindful that if you are unable to meet the contractual terms, the late payment fees and interest payment will be a financial strain not just on yourself but also on your family.
• The law requires moneylenders to explain the terms of a loan to you in a language you understand and to provide you with a copy of the loan contract. Make sure you fully understand the terms of the contract, in particular, the repayment schedule, the interest rate charged and the fees applicable.
• Consider carefully before agreeing to any contractual term which allows a moneylender to lodge a caveat on the sale proceeds of your real estate property upon default of the loan repayment. When a caveat is lodged against your property, you will not be able to sell it without first repaying the moneylender in full. If the repayment is taken from the net proceeds from the sale of the property, it can wipe out all or a substantial portion of the proceeds.
• You should shop around different moneylenders for the most favourable terms. You should not rush into and commit yourself to a loan until you are satisfied with the terms and conditions.

Under the advertising rules, which took effect on 1 November 2011, licensed moneylenders are permitted to advertise only through these three channels:

(a) business or consumer directories (in print or online media)
(b) websites belonging to the moneylender and
(c) advertisements placed within or on the exterior of the moneylender’s business premises.

All other channels are prohibited.
In this regard, the advertising rules can help you differentiate between licensed and unlicensed moneylenders.
If you receive flyers, SMSes, emails or other forms of advertisements which are not permitted under the rules, these would be from either licensed moneylenders operating in violation of the rules, or loansharks. Hence, you are advised not to respond to such advertisements.

Instead, you should report the advertisements to the Registry at 1800-2255-529 .

Errant licensed moneylenders will be investigated by the Registry and loan sharks will be investigated by the Police.

Yes, you can!

We will always evaluate each case individually and try to understand the applicant’s situation. If we find that your current financial situation has improved, we will still provide a loan to you. Unlike most banks and lending companies, Lending Bluebell aims to help as many people as possible.

Over the past few years, more and more Thailand are taking up two or more loans. Statistics have shown that there was an increase of 78% of borrowers who have at least two mortgages and other loans. Most individuals have a home loan and a study loan. If you require more financial help, you can still apply for a loan.

At Lending Bluebell, we are always willing and ready to help our customers. However, that does not mean that we will be irresponsible and force clients to take up huge loans that are tough to repay and end up straining their wallets further.

Lending Bluebell evaluates customers’ situations responsibly and will only loan an amount that is suitable or affordable for the clients.